Welcome to Censeo Financial

Award-winning mortgage specialists in Shared Ownership and affordable home ownership

Censeo Financial provides specialist mortgage advice for first-time buyers andbuyers using Shared Ownership and other affordable housing schemes.

Our advisers work closely with many of the UK’s leading housing associations, developers and lenders, helping thousands of buyers every year understand their options and secure the right mortgage for their circumstances.

Whether you are at an early stage of exploring affordability or already progressing with a property purchase, our team will guide you through every step of the journey.

• Specialists in Shared Ownership and affordable homeownership
• Rated Excellent on Trustpilot
• Award-winning mortgage advisers

How the assessment works

This short assessment helps us understand your circumstances so we can confirm whether you may be eligible for the property you are interested in.

It takes just a few minutes and involves three simple steps:

1. Create your profile
2. Select the home you would like to live in
3. Tell us about your financial situation

Once submitted, our team will review your information and confirm whether you meet the initial eligibility criteria. You will then receive the results of your assessment via email

Preparing for your mortgage assessment

To complete the form quickly, it helps to have the following information available:

• Income details
• Savings or deposit amount
• Existing credit commitments
• Your credit history and score – you can obtain a report here .

Don’t worry if you don’t have everything to hand - you can always return and update your information later. This assessment helps us understand your circumstances and determine whether you may be eligible for the property you are interested in. It is not a mortgage application and does not constitute formal mortgage advice.

If you proceed, a qualified Censeo adviser will review your information and discuss suitable mortgage options with you before any application is submitted.